- Services
Complete Financial Services for Every Need
Savings, deposits, loans, and more — designed to empower your financial goals at every stage of life.
Savings Account
Safe & Rewarding Everyday Banking
- Interest rate up to 4.50% p.a. on savings balance
- Zero minimum balance requirement for members
- Free passbook and account statement facility
- Nomination facility available
- Interest credited quarterly to your account
Fixed Deposits (FD)
Grow Your Money with Assured Returns
- Interest rates up to 8.50% p.a. for senior members
- Tenure from 1 month to 60 months (5 years)
- Loan against FD facility available up to 80%
- TDS applicable as per Income Tax regulations
- Premature withdrawal with applicable penalty
Recurring Deposits (RD)
Build Disciplined Monthly Savings
- Monthly investment starting from just ₹500
- Tenure: 12 months to 60 months
- Interest rate up to 8.25% p.a.
- ECS / Auto-debit facility from savings account
- Maturity proceeds credited directly to savings account
Personal Loan
Quick Funds for Personal Needs
- Loan amount: ₹50,000 to ₹10,00,000
- Interest from 11.00% p.a. — among the lowest
- Flexible repayment: 12 to 60 months
- Minimal documentation — just 3 documents needed
- Approval in 24 to 48 working hours
Business Loan
Grow Your Business with Confidence
- Loan amount: ₹1 Lakh to ₹50 Lakhs
- Interest from 12.00% p.a. reducing balance
- Repayment tenure: 12 to 84 months
- Suitable for traders, manufacturers, service providers
- Overdraft facility available for working capital needs
Gold Loan
Quick Funds Against Your Gold
- Loan in just 30 minutes against gold ornaments
- Up to 75% of gold's market value as loan
- Interest from 10.50% p.a. — lowest in category
- Tenure: 3 months to 12 months
- Gold stored safely in insured vaults